π‘ SubToΒ β $0 Down, $0 Seller Payments, $840.48/mo PITI –Β (Rent Avg $1200/mo)π‘
π Location: 116 N Lumpkin St, Mart, TX, 76664
π° Price: $135K –Β Subject-To | $0 Down | Take Over Payments |Β $12.5K Entry + CC
πΒ Monthly PITI: $840.48 | Balloon: $30K in Year 7
π Beds/Baths: 2 ποΈ | 2 πΒ (with option for 3rd bedroom)
π Approx.Β 7501 Sqft β Updated & Well-Maintained
β¨ Property Highlights:
π§Β Sub2 Deal β $0 Down, Take Over Mortgage @ 6.5% Interest
ποΈΒ Flexible Layout β 2 Beds + Option for 3rd Bedroom
π½οΈΒ Updated Kitchen + Original Hardwood Floors
πΏΒ Seller-Added 2nd Bathroom + Dedicated Laundry Room
π³Β Clean, Flat Lot with Excellent Curb Appeal
π‘Β Financial Terms (as of Sept 23, 2025):
β Monthly PITI:Β $840.48
β Current Mortgage Balance:Β $105,429.82
β Interest Rate:Β 6.5%
β Term:Β 15 Years | Approx. 12 Years Remaining
β Balloon Payment to Seller:Β $30,000 at End of Year 7
π Perfect for long-term investors or those looking for a turnkey home with creative financing. This is aΒ rare $0 down opportunityΒ with built-in equity and low monthly cost!